{"id":11625,"date":"2026-06-08T21:25:26","date_gmt":"2026-06-08T18:25:26","guid":{"rendered":"https:\/\/nehorizon-s.net\/?p=11625"},"modified":"2026-06-08T21:25:26","modified_gmt":"2026-06-08T18:25:26","slug":"%d8%aa%d8%ad%d9%84%d9%8a%d9%84-%d8%a7%d9%82%d8%aa%d8%b5%d8%a7%d8%af%d9%8a-%d8%a7%d9%84%d8%a3%d8%b2%d9%85%d8%a9-%d8%a7%d9%84%d9%86%d9%82%d8%af%d9%8a%d8%a9-%d8%a7%d9%84%d8%b3%d9%88%d8%af%d8%a7","status":"publish","type":"post","link":"https:\/\/nehorizon-s.net\/?p=11625","title":{"rendered":"\u062a\u062d\u0644\u064a\u0644 \u0627\u0642\u062a\u0635\u0627\u062f\u064a \u2014 \u0627\u0644\u0623\u0632\u0645\u0629 \u0627\u0644\u0646\u0642\u062f\u064a\u0629 \u0627\u0644\u0633\u0648\u062f\u0627\u0646\u064a\u0629 ..\u0627\u0644\u0627\u0646\u0647\u064a\u0627\u0631 \u0627\u0644\u0646\u0642\u062f\u064a \u0641\u064a \u0627\u0644\u0633\u0648\u062f\u0627\u0646"},"content":{"rendered":"

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\u064a\u0648\u0646\u064a\u0648 2026<\/strong><\/p>\n

\u00a0<\/strong><\/p>\n

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 <\/p>\n

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\u0627\u0644\u0648\u0636\u0639 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a<\/span><\/p>\n

 <\/p>\n

\u00a0<\/span><\/p>\n

\u0627\u0644\u062c\u0630\u0648\u0631: \u062b\u0644\u0627\u062b \u0633\u0646\u0648\u0627\u062a \u0645\u0646 \u0627\u0644\u0639\u0632\u0644\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629<\/span><\/p>\n

\u0644\u0641\u0647\u0645 \u0645\u0627 \u062c\u0631\u0649 \u0641\u064a \u0646\u064a\u0627\u0644\u0627 \u0644\u0627 \u0628\u062f \u0645\u0646 \u0627\u0644\u0639\u0648\u062f\u0629 \u0625\u0644\u0649 \u0623\u0628\u0631\u064a\u0644 2023 \u2014 \u0627\u0644\u064a\u0648\u0645 \u0627\u0644\u0630\u064a \u0627\u0646\u062f\u0644\u0639\u062a \u0641\u064a\u0647 \u0627\u0644\u062d\u0631\u0628 \u0648\u0623\u063a\u0644\u0642\u062a \u0645\u0639\u0647 \u0643\u0644 \u0641\u0631\u0648\u0639 \u0627\u0644\u0628\u0646\u0648\u0643 \u0641\u064a \u0645\u0646\u0627\u0637\u0642 \u0627\u0644\u0646\u0632\u0627\u0639\u060c \u0628\u0639\u0636\u0647\u0627 \u0628\u0633\u0628\u0628 \u0627\u0644\u062f\u0645\u0627\u0631 \u0627\u0644\u0645\u0627\u062f\u064a \u0648\u0627\u0644\u0646\u0647\u0628\u060c \u0648\u0628\u0639\u0636\u0647\u0627 \u0628\u0633\u0628\u0628 \u0627\u0646\u0642\u0637\u0627\u0639 \u0627\u0644\u0643\u0647\u0631\u0628\u0627\u0621 \u0648\u0627\u0644\u0627\u062a\u0635\u0627\u0644\u0627\u062a.<\/span><\/p>\n

\u0645\u0646\u0630 \u0630\u0644\u0643 \u0627\u0644\u064a\u0648\u0645\u060c \u0644\u0645 \u062a\u062a\u0644\u0642\u064e\u0651 \u0647\u0630\u0647 \u0627\u0644\u0645\u0646\u0627\u0637\u0642 \u0623\u064a \u0625\u0645\u062f\u0627\u062f \u0628\u0627\u0644\u0633\u064a\u0648\u0644\u0629 \u0627\u0644\u0646\u0642\u062f\u064a\u0629 \u0645\u0646 \u0628\u0646\u0643 \u0627\u0644\u0633\u0648\u062f\u0627\u0646 \u0641\u064a \u0628\u0648\u0631\u062a\u0633\u0648\u062f\u0627\u0646. \u0627\u0644\u0646\u062a\u064a\u062c\u0629 \u0627\u0644\u062d\u062a\u0645\u064a\u0629 \u0643\u0627\u0646\u062a \u062a\u0622\u0643\u0644 \u0627\u0644\u0623\u0648\u0631\u0627\u0642 \u0627\u0644\u0645\u062a\u062f\u0627\u0648\u0644\u0629 \u0648\u062a\u0644\u0641\u0647\u0627 \u062d\u062a\u0649 \u0623\u0635\u0628\u062d \u062c\u0632\u0621 \u0648\u0627\u0633\u0639 \u0645\u0646\u0647\u0627 \u063a\u064a\u0631 \u0635\u0627\u0644\u062d \u0644\u0644\u062a\u062f\u0627\u0648\u0644 \u0641\u0639\u0644\u064a\u0627\u064b. \u0645\u0627 \u064a\u0635\u0641\u0647 \u0627\u0644\u0628\u0639\u0636 \u0628\u0640\u00ab\u0627\u0644\u062a\u0639\u0646\u062a\u00bb \u0647\u0648 \u0641\u064a \u062c\u0648\u0647\u0631\u0647 \u062a\u0648\u0638\u064a\u0641 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0643\u0648\u0631\u0642\u0629 \u0636\u063a\u0637 \u0641\u064a \u0627\u0644\u0646\u0632\u0627\u0639.<\/span><\/p>\n

\u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u0646\u0642\u062f\u064a\u0629 \u0644\u062d\u0643\u0648\u0645\u0629 \u062a\u0623\u0633\u064a\u0633 \u0644\u064a\u0633\u062a \u0645\u0628\u0627\u062f\u0631\u0627\u062a \u0644\u0628\u0646\u0627\u0621 \u062f\u0648\u0644\u0629 \u0645\u0648\u0627\u0632\u064a\u0629 \u0645\u0646 \u0641\u0631\u0627\u063a \u2014 \u0628\u0644 \u0647\u064a \u0641\u064a \u0645\u0639\u0638\u0645\u0647\u0627 \u0631\u062f\u0648\u062f \u0641\u0639\u0644 \u0627\u0636\u0637\u0631\u0627\u0631\u064a\u0629 \u0639\u0644\u0649 \u0641\u0631\u0627\u063a \u062e\u062f\u0645\u064a \u062d\u0642\u064a\u0642\u064a. \u0648\u0627\u0644\u0641\u0631\u0642 \u0628\u064a\u0646 \u0627\u0644\u0623\u0645\u0631\u064a\u0646 \u062c\u0648\u0647\u0631\u064a \u0641\u064a \u0623\u064a \u062a\u0642\u064a\u064a\u0645 \u0633\u064a\u0627\u0633\u064a \u0623\u0648 \u0642\u0627\u0646\u0648\u0646\u064a.<\/span><\/p>\n

 <\/p>\n

\u00a0<\/span><\/p>\n

\u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0628\u062f\u064a\u0644: \u062d\u064a\u0646 \u064a\u0628\u062a\u0643\u0631 \u0627\u0644\u0646\u0627\u0633 \u0628\u062f\u064a\u0644\u0627\u064b \u0639\u0646 \u0627\u0644\u062f\u0648\u0644\u0629<\/span><\/p>\n

\u062d\u064a\u0646 \u062a\u063a\u064a\u0628 \u0627\u0644\u0645\u0624\u0633\u0633\u0629 \u0644\u0627 \u064a\u062a\u0648\u0642\u0641 \u0627\u0644\u0646\u0627\u0633 \u0639\u0646 \u0627\u0644\u062d\u064a\u0627\u0629 \u2014 \u064a\u0628\u062a\u0643\u0631\u0648\u0646. \u0647\u0630\u0627 \u0645\u0627 \u062d\u062f\u062b \u0641\u064a \u062f\u0627\u0631\u0641\u0648\u0631\u060c \u062d\u064a\u062b \u0646\u0634\u0623 \u0646\u0638\u0627\u0645 \u0645\u0627\u0644\u064a \u0647\u062c\u064a\u0646 \u0645\u062a\u0639\u062f\u062f \u0627\u0644\u0637\u0628\u0642\u0627\u062a:<\/span><\/p>\n

\u00a0<\/span><\/p>\n

\u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629<\/span><\/p>\n

\u0646\u0637\u0627\u0642 \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645<\/span><\/p>\n

\u0623\u062f\u0627\u0629 \u0627\u0644\u062a\u062f\u0627\u0648\u0644<\/span><\/p>\n

\u062a\u0644\u0641 \u0627\u0644\u0623\u0648\u0631\u0627\u0642 \u0648\u0641\u0642\u062f\u0627\u0646 \u0627\u0644\u0642\u064a\u0645\u0629<\/span><\/p>\n

\u0639\u0645\u0648\u0645 \u0627\u0644\u0645\u0646\u0627\u0637\u0642<\/span><\/p>\n

\u0627\u0644\u0646\u0642\u062f \u0627\u0644\u0633\u0648\u062f\u0627\u0646\u064a \u0627\u0644\u0645\u0647\u062a\u0631\u0626<\/span><\/p>\n

\u0644\u0627 \u0631\u0642\u0627\u0628\u0629\u060c \u0639\u0631\u0636\u0629 \u0644\u0644\u0627\u0633\u062a\u063a\u0644\u0627\u0644<\/span><\/p>\n

\u0627\u0644\u0645\u062f\u0646 \u0627\u0644\u0643\u0628\u0631\u0649 \u0648\u0627\u0644\u062a\u062c\u0627\u0631<\/span><\/p>\n

\u0627\u0644\u062d\u0648\u0627\u0644\u0629 \u063a\u064a\u0631 \u0627\u0644\u0631\u0633\u0645\u064a\u0629<\/span><\/p>\n

\u062a\u0641\u0627\u0648\u062a \u0641\u064a \u0625\u0645\u0643\u0627\u0646\u064a\u0629 \u0627\u0644\u0648\u0635\u0648\u0644<\/span><\/p>\n

\u0627\u0644\u0646\u062e\u0628 \u0648\u0627\u0644\u062a\u062c\u0627\u0631 \u0627\u0644\u0643\u0628\u0627\u0631<\/span><\/p>\n

\u0627\u0644\u062f\u0648\u0644\u0627\u0631 \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a<\/span><\/p>\n

\u062a\u0628\u0639\u064a\u0629 \u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0644\u0644\u062e\u0627\u0631\u062c<\/span><\/p>\n

\u0627\u0644\u0645\u0646\u0627\u0637\u0642 \u0627\u0644\u062d\u062f\u0648\u062f\u064a\u0629 \u0627\u0644\u063a\u0631\u0628\u064a\u0629<\/span><\/p>\n

\u0627\u0644\u0641\u0631\u0646\u0643 \u0627\u0644\u062a\u0634\u0627\u062f\u064a<\/span><\/p>\n

\u0625\u0634\u0643\u0627\u0644\u064a\u0627\u062a \u0634\u0631\u0639\u064a\u0629 \u0648\u063a\u064a\u0627\u0628 \u0627\u062d\u062a\u064a\u0627\u0637\u064a<\/span><\/p>\n

\u0646\u064a\u0627\u0644\u0627 \u0648\u0645\u0646\u0627\u0637\u0642 \u0627\u0644\u062f\u0639\u0645 \u0627\u0644\u0633\u0631\u064a\u0639<\/span><\/p>\n

\u0627\u0644\u0639\u0645\u0644\u0629 \u0627\u0644\u062c\u062f\u064a\u062f\u0629 \/ \u0628\u0646\u0643 \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644<\/span><\/p>\n

 <\/p>\n

\u00a0<\/span><\/p>\n

\u0627\u0644\u0634\u0631\u064a\u0627\u0646 \u0627\u0644\u0645\u0627\u0644\u064a \u0627\u0644\u0648\u062d\u064a\u062f: \u062a\u0637\u0628\u064a\u0642 \u0628\u0646\u0643\u0643 \u0648\u0639\u0645\u0648\u0644\u0627\u062a\u0647 \u0627\u0644\u062e\u0627\u0646\u0642\u0629<\/span><\/p>\n

\u0641\u064a \u0638\u0644 \u0627\u0646\u0647\u064a\u0627\u0631 \u0627\u0644\u0645\u0646\u0638\u0648\u0645\u0629 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0631\u0633\u0645\u064a\u0629\u060c \u0623\u0635\u0628\u062d \u062a\u0637\u0628\u064a\u0642 \u0628\u0646\u0643\u0643 (Bankak) \u0627\u0644\u062a\u0627\u0628\u0639 \u0644\u0628\u0646\u0643 \u0627\u0644\u062e\u0631\u0637\u0648\u0645 \u0627\u0644\u0634\u0631\u064a\u0627\u0646 \u0627\u0644\u0645\u0627\u0644\u064a \u0627\u0644\u0631\u0626\u064a\u0633\u064a \u2014 \u0628\u0644 \u0627\u0644\u0648\u062d\u064a\u062f \u0641\u064a \u0643\u062b\u064a\u0631 \u0645\u0646 \u0627\u0644\u0623\u062d\u064a\u0627\u0646 \u2014 \u0627\u0644\u0630\u064a \u064a\u0631\u0628\u0637 \u0633\u0643\u0627\u0646 \u062f\u0627\u0631\u0641\u0648\u0631 \u0628\u0630\u0648\u064a\u0647\u0645 \u0648\u0628\u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0623\u0648\u0633\u0639. \u064a\u0639\u062a\u0645\u062f \u0639\u0644\u064a\u0647 \u0645\u0644\u0627\u064a\u064a\u0646 \u0627\u0644\u0633\u0648\u062f\u0627\u0646\u064a\u064a\u0646 \u0641\u064a \u062a\u0644\u0642\u064a \u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0645\u0646 \u0627\u0644\u062e\u0627\u0631\u062c \u0648\u0627\u0644\u062f\u0627\u062e\u0644\u060c \u0648\u0635\u0631\u0641 \u0645\u0631\u062a\u0628\u0627\u062a \u0645\u0648\u0638\u0641\u064a \u0627\u0644\u0645\u0646\u0638\u0645\u0627\u062a \u0627\u0644\u0625\u0646\u0633\u0627\u0646\u064a\u0629 \u0627\u0644\u0639\u0627\u0645\u0644\u0629 \u0641\u064a \u0627\u0644\u0645\u0646\u0637\u0642\u0629.<\/span><\/p>\n

\u0644\u0643\u0646 \u0647\u0630\u0627 \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0627\u0644\u0627\u0636\u0637\u0631\u0627\u0631\u064a \u062c\u0627\u0621 \u0628\u062b\u0645\u0646 \u0628\u0627\u0647\u0638. \u0645\u0639 \u062a\u0641\u0627\u0642\u0645 \u0634\u062d \u0627\u0644\u0646\u0642\u062f \u0627\u0644\u0648\u0631\u0642\u064a\u060c \u062a\u0636\u0627\u0639\u0641\u062a \u0639\u0645\u0648\u0644\u0627\u062a \u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0625\u0644\u0649 \u0646\u0642\u062f \u062a\u0636\u0627\u0639\u0641\u0627\u064b \u0635\u0627\u0631\u0648\u062e\u064a\u0627\u064b\u060c \u064a\u062a\u0642\u0627\u0636\u0627\u0647\u0627 \u0648\u0633\u0637\u0627\u0621 \u0648\u0648\u0643\u0644\u0627\u0621 \u064a\u0639\u0645\u0644\u0648\u0646 \u0641\u064a \u0638\u0644 \u063a\u064a\u0627\u0628 \u0623\u064a \u0631\u0642\u0627\u0628\u0629:<\/span><\/p>\n

\u00a0<\/span><\/p>\n

\u0645\u0644\u0627\u062d\u0638\u0629<\/span><\/p>\n

\u0646\u0633\u0628\u0629 \u0627\u0644\u0639\u0645\u0648\u0644\u0629<\/span><\/p>\n

\u0627\u0644\u0645\u0646\u0637\u0642\u0629 \/ \u0627\u0644\u0641\u062a\u0631\u0629<\/span><\/p>\n

\u0627\u0644\u062a\u0627\u0631\u064a\u062e<\/span><\/p>\n

\u0627\u0644\u0642\u0627\u0639\u062f\u0629 \u0642\u0628\u0644 \u062a\u0641\u0627\u0642\u0645 \u0627\u0644\u0623\u0632\u0645\u0629<\/span><\/p>\n

8\u201310%<\/span><\/p>\n

\u0646\u064a\u0627\u0644\u0627<\/span><\/p>\n

\u0623\u063a\u0633\u0637\u0633 2024<\/span><\/p>\n

\u0628\u062f\u0627\u064a\u0629 \u0627\u0644\u062a\u0635\u0627\u0639\u062f \u0627\u0644\u062d\u0627\u062f<\/span><\/p>\n

18\u201320%<\/span><\/p>\n

\u0634\u062d \u0646\u0642\u062f\u064a \u062e\u0631\u064a\u0641\u064a<\/span><\/p>\n

\u0633\u0628\u062a\u0645\u0628\u0631 2025<\/span><\/p>\n

\u0627\u0641\u062a\u062a\u0627\u062d \u0635\u0631\u0627\u0641\u0629 \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644 \u0644\u0645 \u064a\u064f\u062e\u0641\u0651\u0641 \u0627\u0644\u0623\u0632\u0645\u0629<\/span><\/p>\n

15\u201316%<\/span><\/p>\n

\u0628\u0639\u062f \u0627\u0641\u062a\u062a\u0627\u062d \u0627\u0644\u0635\u0631\u0627\u0641\u0629<\/span><\/p>\n

\u064a\u0646\u0627\u064a\u0631 2026<\/span><\/p>\n

\u0627\u0633\u062a\u0645\u0631\u0627\u0631 \u0627\u0644\u0627\u0631\u062a\u0641\u0627\u0639<\/span><\/p>\n

19\u201320%<\/span><\/p>\n

\u0646\u064a\u0627\u0644\u0627<\/span><\/p>\n

\u0623\u0628\u0631\u064a\u0644 2026<\/span><\/p>\n

\u0630\u0631\u0648\u0629 \u0645\u0648\u062b\u0642\u0629 \u2014 \u062a\u0632\u0627\u0645\u0646\u0627\u064b \u0645\u0639 \u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u0639\u0645\u0644\u0629<\/span><\/p>\n

20\u201325%<\/span><\/p>\n

\u0646\u064a\u0627\u0644\u0627 \u0648\u0628\u0639\u0636 \u0627\u0644\u0645\u0646\u0627\u0637\u0642<\/span><\/p>\n

\u064a\u0648\u0646\u064a\u0648 2026<\/span><\/p>\n

 <\/p>\n

\u00a0<\/span><\/p>\n

\u0645\u0627 \u064a\u0639\u0646\u064a\u0647 \u0647\u0630\u0627 \u0639\u0645\u0644\u064a\u0627\u064b: \u0645\u0648\u0627\u0637\u0646 \u064a\u062a\u0644\u0642\u0649 \u062a\u062d\u0648\u064a\u0644\u0627\u064b \u0628\u0640100 \u0623\u0644\u0641 \u062c\u0646\u064a\u0647 \u064a\u062f\u0641\u0639 \u0645\u0646\u0647\u0627 20 \u0625\u0644\u0649 25 \u0623\u0644\u0641 \u062c\u0646\u064a\u0647\u0627\u064b \u0639\u0645\u0648\u0644\u0629\u064b \u0644\u0645\u062c\u0631\u062f \u0627\u0633\u062a\u0644\u0627\u0645 \u0623\u0645\u0648\u0627\u0644\u0647 \u0646\u0642\u062f\u0627\u064b \u2014 \u0644\u064a\u0633 \u0636\u0631\u064a\u0628\u0629 \u062d\u0643\u0648\u0645\u064a\u0629\u060c \u0648\u0644\u0627 \u0631\u0633\u0648\u0645\u0627\u064b \u0628\u0646\u0643\u064a\u0629 \u0631\u0633\u0645\u064a\u0629\u060c \u0628\u0644 \u0627\u0633\u062a\u0646\u0632\u0627\u0641 \u0645\u0628\u0627\u0634\u0631 \u0641\u064a \u063a\u064a\u0627\u0628 \u0627\u0644\u0628\u062f\u064a\u0644. \u0648\u0647\u0630\u0627 \u064a\u064f\u0639\u062f\u0651 \u0645\u0646 \u0623\u0634\u062f \u0627\u0644\u062a\u062f\u0627\u0639\u064a\u0627\u062a \u0627\u0644\u0625\u0646\u0633\u0627\u0646\u064a\u0629 \u0648\u0637\u0623\u0629\u064b \u0644\u0623\u0632\u0645\u0629 \u0627\u0644\u0633\u064a\u0648\u0644\u0629 \u0627\u0644\u0646\u0642\u062f\u064a\u0629.<\/span><\/p>\n

 <\/p>\n

\u00a0<\/span><\/p>\n

 <\/p>\n

\u0627\u0644\u062e\u0637 \u0627\u0644\u0632\u0645\u0646\u064a: \u0645\u0646 \u0627\u0644\u062d\u0631\u0628 \u0625\u0644\u0649 \u0627\u0644\u0639\u0645\u0644\u0629<\/span><\/p>\n

\u0623\u0628\u0631\u064a\u0644 2023\u00a0 \u25c6\u00a0 \u0627\u0646\u062f\u0644\u0627\u0639 \u0627\u0644\u062d\u0631\u0628 \u2014 \u0625\u063a\u0644\u0627\u0642 \u0627\u0644\u0628\u0646\u0648\u0643 \u0648\u0628\u062f\u0627\u064a\u0629 \u0627\u0644\u0627\u0646\u0642\u0637\u0627\u0639 \u0639\u0646 \u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0645\u0635\u0631\u0641\u064a \u0627\u0644\u0631\u0633\u0645\u064a.<\/span><\/p>\n

2023\u20132024\u00a0 \u25c6\u00a0 \u0627\u0639\u062a\u0645\u0627\u062f \u062a\u062f\u0631\u064a\u062c\u064a \u0639\u0644\u0649 \u0627\u0644\u062f\u0648\u0644\u0627\u0631 \u0644\u0635\u0631\u0641 \u0627\u0644\u0631\u0648\u0627\u062a\u0628\u060c \u0648\u0627\u0646\u062a\u0634\u0627\u0631 \u0634\u0628\u0643\u0627\u062a \u0627\u0644\u062d\u0648\u0627\u0644\u0629 \u063a\u064a\u0631 \u0627\u0644\u0631\u0633\u0645\u064a\u0629. \u0627\u0631\u062a\u0641\u0627\u0639 \u0639\u0645\u0648\u0644\u0627\u062a \u0628\u0646\u0643\u0643 \u0645\u0646 8\u201310%.<\/span><\/p>\n

\u064a\u0648\u0644\u064a\u0648 2025\u00a0 \u25c6\u00a0 \u0628\u062f\u0621 \u062a\u062d\u0627\u0644\u0641 \u062a\u0623\u0633\u064a\u0633 \u062a\u0634\u0643\u064a\u0644 \u0645\u0624\u0633\u0633\u0627\u062a\u0647 \u0627\u0644\u062d\u0643\u0648\u0645\u064a\u0629: \u0627\u0644\u0645\u062c\u0644\u0633 \u0627\u0644\u0631\u0626\u0627\u0633\u064a\u060c \u0648\u0645\u062c\u0644\u0633 \u0627\u0644\u0648\u0632\u0631\u0627\u0621\u060c \u0648\u0645\u062c\u0644\u0633 \u0627\u0644\u0639\u0645\u0644\u0629 \u0627\u0644\u0627\u0646\u062a\u0642\u0627\u0644\u064a.<\/span><\/p>\n

\u0633\u0628\u062a\u0645\u0628\u0631 2025\u00a0 \u25c6\u00a0 \u0627\u0631\u062a\u0641\u0627\u0639 \u0639\u0645\u0648\u0644\u0627\u062a \u0628\u0646\u0643\u0643 \u0625\u0644\u0649 18\u201320% \u0641\u064a \u0646\u064a\u0627\u0644\u0627 \u0648\u0633\u0637 \u0634\u062d \u062e\u0631\u064a\u0641\u064a \u062d\u0627\u062f.<\/span><\/p>\n

\u064a\u0646\u0627\u064a\u0631 2026\u00a0 \u25c6\u00a0 \u0627\u0641\u062a\u062a\u0627\u062d \u0635\u0631\u0627\u0641\u0629 \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644 \u0644\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u2014 \u0644\u0643\u0646 \u062a\u0623\u062b\u064a\u0631\u0647\u0627 \u0639\u0644\u0649 \u0627\u0644\u0633\u064a\u0648\u0644\u0629 \u0638\u0644 \u0645\u062d\u062f\u0648\u062f\u0627\u064b.<\/span><\/p>\n

\u0645\u0627\u064a\u0648 2026\u00a0 \u25c6\u00a0 \u0625\u0639\u0644\u0627\u0646 \u062d\u0643\u0648\u0645\u0629 \u062a\u0623\u0633\u064a\u0633 \u0631\u0633\u0645\u064a\u0627\u064b \u0639\u0646 \u0645\u062c\u0644\u0633 \u0627\u0644\u0639\u0645\u0644\u0629 \u0627\u0644\u0627\u0646\u062a\u0642\u0627\u0644\u064a\u061b \u0648\u062a\u062f\u0627\u0648\u0644 \u0623\u0648\u0631\u0627\u0642 \u0646\u0642\u062f\u064a\u0629 \u062c\u062f\u064a\u062f\u0629 \u0645\u0646 \u0641\u0626\u062a\u064e\u064a \u0627\u0644\u0623\u0644\u0641 \u0648\u0627\u0644\u062e\u0645\u0633\u0645\u0626\u0629 \u062c\u0646\u064a\u0647 \u062a\u0639\u0648\u062f \u0637\u0628\u0627\u0639\u062a\u0647\u0627 \u0625\u0644\u0649 \u0639\u0627\u0645 2022 \u0648\u062a\u062d\u0645\u0644 \u062a\u0648\u0642\u064a\u0639 \u062c\u0646\u0642\u0648\u0644 \u0627\u0644\u0630\u064a \u0643\u0627\u0646 \u0645\u062d\u0627\u0641\u0638\u0627\u064b \u0644\u0628\u0646\u0643 \u0627\u0644\u0633\u0648\u062f\u0627\u0646 \u0622\u0646\u0630\u0627\u0643 \u2014 \u0641\u064a \u0623\u0633\u0648\u0627\u0642 \u0646\u064a\u0627\u0644\u0627\u060c \u062f\u0648\u0646 \u0623\u0646 \u064a\u064f\u0639\u0631\u0641 \u0645\u0635\u062f\u0631 \u0636\u062e\u0651\u0647\u0627 \u062d\u062a\u0649 \u0627\u0644\u0622\u0646.<\/span><\/p>\n

\u064a\u0648\u0646\u064a\u0648 2026\u00a0 \u25c6\u00a0 \u0628\u0644\u0648\u063a \u0639\u0645\u0648\u0644\u0627\u062a \u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u0630\u0631\u0648\u062a\u0647\u0627: 20\u201325% \u0641\u064a \u0646\u064a\u0627\u0644\u0627 \u0648\u0628\u0639\u0636 \u0645\u0646\u0627\u0637\u0642 \u062f\u0627\u0631\u0641\u0648\u0631.<\/span><\/p>\n

\u00a0<\/span><\/p>\n

\u0627\u0644\u062a\u0642\u064a\u064a\u0645: \u062b\u0644\u0627\u062b\u0629 \u0623\u0628\u0639\u0627\u062f \u0644\u0627 \u064a\u0643\u0641\u064a \u0628\u064f\u0639\u062f \u0648\u0627\u062d\u062f \u0644\u0641\u0647\u0645\u0647\u0627<\/span><\/p>\n

\u0627\u0644\u0628\u064f\u0639\u062f \u0627\u0644\u0633\u064a\u0627\u0633\u064a \u2014 \u0631\u0633\u0627\u0644\u0629 \u0627\u0644\u0627\u0633\u062a\u0645\u0631\u0627\u0631\u064a\u0629<\/span><\/p>\n

\u0627\u0644\u0625\u0635\u0631\u0627\u0631 \u0639\u0644\u0649 \u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u062c\u0646\u064a\u0647 \u0627\u0644\u0633\u0648\u062f\u0627\u0646\u064a \u0630\u0627\u062a\u0647 \u2014 \u0628\u062a\u0648\u0642\u064a\u0639 \u0645\u062d\u0627\u0641\u0638 \u0623\u0633\u0628\u0642 \u0634\u0631\u0639\u064a \u0648\u0628\u062a\u0627\u0631\u064a\u062e 2022 \u2014 \u0644\u0627 \u0639\u0645\u0644\u0629 \u0627\u0646\u0641\u0635\u0627\u0644\u064a\u0629 \u062c\u062f\u064a\u062f\u0629\u060c \u0647\u0648 \u0631\u0633\u0627\u0644\u0629 \u0633\u064a\u0627\u0633\u064a\u0629 \u0635\u0631\u064a\u062d\u0629: \u0647\u0630\u0647 \u0644\u064a\u0633\u062a \u062f\u0639\u0648\u0629 \u0644\u0644\u0627\u0646\u0641\u0635\u0627\u0644 \u0628\u0644 \u0645\u0637\u0627\u0644\u0628\u0629 \u0628\u0627\u0644\u0627\u0639\u062a\u0631\u0627\u0641 \u0636\u0645\u0646 \u062f\u0648\u0644\u0629 \u0645\u0648\u062d\u062f\u0629. \u063a\u064a\u0631 \u0623\u0646 \u0645\u0635\u062f\u0631 \u0647\u0630\u0647 \u0627\u0644\u0623\u0648\u0631\u0627\u0642 \u0648\u0645\u0644\u0627\u0628\u0633\u0627\u062a \u0637\u0628\u0627\u0639\u062a\u0647\u0627 \u0644\u0627 \u064a\u0632\u0627\u0644\u0627\u0646 \u0645\u062c\u0647\u0648\u0644\u064e\u064a\u0646 \u2014 \u0648\u0647\u0648 \u0645\u0627 \u064a\u064f\u0644\u0642\u064a \u0638\u0644\u0627\u0644\u0627\u064b \u0645\u0646 \u0627\u0644\u0634\u0643 \u0639\u0644\u0649 \u0645\u0646 \u064a\u0642\u0641 \u0641\u0639\u0644\u064a\u0627\u064b \u0648\u0631\u0627\u0621 \u0647\u0630\u0647 \u0627\u0644\u0631\u0633\u0627\u0644\u0629: \u0647\u0644 \u0647\u064a \u0642\u0631\u0627\u0631 \u0633\u064a\u0627\u0633\u064a \u0645\u062f\u0631\u0648\u0633\u060c \u0623\u0645 \u0627\u0633\u062a\u063a\u0644\u0627\u0644 \u0644\u0631\u0645\u0632 \u0627\u0644\u0634\u0631\u0639\u064a\u0629 \u0627\u0644\u0645\u062f\u0646\u064a\u0629 \u0645\u0646 \u062c\u0647\u0629 \u0645\u062c\u0647\u0648\u0644\u0629\u061f \u0627\u0644\u0631\u0633\u0627\u0644\u0629 \u0648\u0627\u062d\u062f\u0629 \u2014 \u0644\u0643\u0646 \u0645\u064f\u0631\u0633\u0650\u0644\u0647\u0627 \u063a\u064a\u0631 \u0645\u062d\u062f\u062f.<\/span><\/p>\n

\u0627\u0644\u0628\u064f\u0639\u062f \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a \u2014 \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0627\u0646\u0642\u0633\u0627\u0645 \u0627\u0644\u0646\u0642\u062f\u064a<\/span><\/p>\n

\u0648\u062c\u0648\u062f \u0639\u0645\u0644\u062a\u064a\u0646 \u0628\u0627\u0644\u0627\u0633\u0645 \u0630\u0627\u062a\u0647 \u0644\u0643\u0646 \u0628\u0633\u0644\u0637\u062a\u064a\u0646 \u0645\u062e\u062a\u0644\u0641\u062a\u064a\u0646 \u0644\u0627 \u064a\u0646\u062a\u0647\u064a \u0628\u0627\u0644\u062a\u0648\u0627\u0632\u0646 \u2014 \u064a\u0646\u062a\u0647\u064a \u0641\u064a \u0627\u0644\u063a\u0627\u0644\u0628 \u0628\u0623\u0632\u0645\u0629 \u062b\u0642\u0629 \u062a\u064f\u0641\u0642\u062f \u0643\u0644\u062a\u0627 \u0627\u0644\u0639\u0645\u0644\u062a\u064a\u0646 \u0642\u064a\u0645\u062a\u0647\u0645\u0627. \u062a\u062c\u0627\u0631\u0628 \u0644\u064a\u0628\u064a\u0627 \u0648\u0627\u0644\u064a\u0645\u0646 \u0648\u0627\u0644\u0635\u0648\u0645\u0627\u0644 \u0634\u0648\u0627\u0647\u062f \u0644\u0627 \u062a\u062d\u062a\u0627\u062c \u062a\u0639\u0644\u064a\u0642\u0627\u064b.<\/span><\/p>\n

\u0627\u0644\u0628\u064f\u0639\u062f \u0627\u0644\u0625\u0646\u0633\u0627\u0646\u064a \u2014 \u0627\u0644\u0645\u0648\u0627\u0637\u0646 \u0641\u064a \u0627\u0644\u0645\u0646\u062a\u0635\u0641<\/span><\/p>\n

\u0627\u0644\u0645\u0648\u0627\u0637\u0646 \u0641\u064a \u0646\u064a\u0627\u0644\u0627 \u0644\u0645 \u064a\u062e\u062a\u0631 \u0623\u0646 \u064a\u0639\u064a\u0634 \u0647\u0630\u0647 \u0627\u0644\u062a\u062c\u0631\u0628\u0629. \u0648\u062c\u062f \u0646\u0641\u0633\u0647 \u0628\u064a\u0646 \u0639\u0645\u0644\u0629 \u0645\u0647\u062a\u0631\u0626\u0629 \u0644\u0627 \u064a\u0645\u0643\u0646 \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0628\u0647\u0627\u060c \u0648\u0639\u0645\u0644\u0629 \u062c\u062f\u064a\u062f\u0629 \u0642\u062f \u0644\u0627 \u062a\u064f\u0642\u0628\u0644 \u062e\u0627\u0631\u062c \u0645\u0646\u0637\u0642\u062a\u0647\u060c \u0648\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0631\u0642\u0645\u064a\u0629 \u062a\u0633\u062a\u0646\u0632\u0641 \u0631\u0628\u0639 \u0642\u064a\u0645\u062a\u0647\u0627 \u0642\u0628\u0644 \u0623\u0646 \u062a\u0635\u0644 \u0625\u0644\u0649 \u064a\u062f\u0647 \u0646\u0642\u062f\u0627\u064b. \u062b\u0644\u0627\u062b\u0629 \u062e\u064a\u0627\u0631\u0627\u062a\u060c \u0643\u0644\u0647\u0627 \u0646\u062a\u0627\u062c \u0641\u0634\u0644 \u0645\u0624\u0633\u0633\u064a \u0648\u0627\u062d\u062f.<\/span><\/p>\n

\u00a0<\/span><\/p>\n

\u0641\u064a \u0636\u0648\u0621 \u0627\u0644\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u062f\u0648\u0644\u064a\u0629: \u0645\u0627 \u0627\u0644\u0630\u064a \u064a\u0639\u0646\u064a\u0647 \u063a\u064a\u0627\u0628 \u0627\u0644\u062a\u0631\u062e\u064a\u0635\u061f<\/span><\/p>\n

\u0628\u0646\u0643 \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644 \u064a\u0641\u062a\u0642\u0631 \u0625\u0644\u0649 \u0623\u0631\u0628\u0639\u0629 \u0627\u0634\u062a\u0631\u0627\u0637\u0627\u062a \u062a\u0646\u0635 \u0639\u0644\u064a\u0647\u0627 \u0645\u0628\u0627\u062f\u0626 \u0644\u062c\u0646\u0629 \u0628\u0627\u0632\u0644 \u0644\u0644\u0631\u0642\u0627\u0628\u0629 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 (Basel Committee on Banking Supervision): \u0627\u0644\u062a\u0631\u062e\u064a\u0635 \u0627\u0644\u0631\u0633\u0645\u064a\u060c \u0648\u0645\u0639\u0627\u064a\u064a\u0631 \u0643\u0641\u0627\u064a\u0629 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0648\u0641\u0642 \u0628\u0627\u0632\u0644 \u0627\u0644\u062b\u0627\u0644\u062b\u0629 (Basel III)\u060c \u0648\u0646\u0633\u0628\u0629 \u062a\u063a\u0637\u064a\u0629 \u0627\u0644\u0633\u064a\u0648\u0644\u0629 (Liquidity Coverage Ratio – LCR)\u060c \u0648\u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0644\u0645\u0639\u062f\u0644\u0627\u062a \u0627\u0644\u0631\u0627\u0641\u0639\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629. \u0628\u0643\u0644\u0645\u0629 \u0648\u0627\u062d\u062f\u0629: \u0647\u0648 \u0645\u0646\u0635\u0629 \u0645\u0627\u0644\u064a\u0629 \u062a\u0639\u0645\u0644 \u062e\u0627\u0631\u062c \u0627\u0644\u0645\u0646\u0638\u0648\u0645\u0629 \u0627\u0644\u0645\u0639\u062a\u0631\u0641 \u0628\u0647\u0627 \u062f\u0648\u0644\u064a\u0627\u064b.<\/span><\/p>\n

\u0627\u0644\u0623\u062e\u0637\u0631 \u0645\u0646 \u0630\u0644\u0643: \u063a\u064a\u0627\u0628 \u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0647\u0648\u064a\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 (Know Your Customer – KYC) \u064a\u0636\u0639 \u0628\u0646\u0643 \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644 \u062a\u0644\u0642\u0627\u0626\u064a\u0627\u064b \u0641\u064a \u062e\u0627\u0646\u0629 \u00ab\u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0645\u0631\u062a\u0641\u0639\u0629\u00bb \u0648\u0641\u0642 \u062a\u0648\u0635\u064a\u0627\u062a \u0645\u062c\u0645\u0648\u0639\u0629 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0645\u0627\u0644\u064a \u0627\u0644\u062f\u0648\u0644\u064a\u0629 (Financial Action Task Force – FATF). \u0648\u0623\u064a \u0628\u0646\u0643 \u0623\u0648 \u0645\u0624\u0633\u0633\u0629 \u062f\u0648\u0644\u064a\u0629 \u062a\u062a\u0639\u0627\u0645\u0644 \u0645\u0639\u0647 \u062a\u062c\u062f \u0646\u0641\u0633\u0647\u0627 \u0623\u0645\u0627\u0645 \u062e\u0637\u0631 \u0627\u0644\u0639\u0632\u0644 \u0639\u0646 \u0645\u0646\u0638\u0648\u0645\u0629 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629.<\/span><\/p>\n

* \u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0647\u0648\u064a\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 (KYC) \u0644\u064a\u0633 \u0623\u062f\u0627\u0629 \u0645\u0631\u0627\u0642\u0628\u0629 \u0628\u064a\u0631\u0648\u0642\u0631\u0627\u0637\u064a\u0629 \u2014 \u0628\u0644 \u0647\u0648 \u0627\u0644\u0648\u0631\u0642\u0629 \u0627\u0644\u0648\u062d\u064a\u062f\u0629 \u0627\u0644\u062a\u064a \u064a\u0645\u0644\u0643\u0647\u0627 \u0627\u0644\u0645\u0648\u062f\u0639 \u062d\u064a\u0646 \u062a\u0633\u0648\u0621 \u0627\u0644\u0623\u0645\u0648\u0631: \u0644\u0627 \u0623\u062d\u062f \u064a\u0639\u0631\u0641 \u0645\u0646 \u064a\u0645\u062a\u0644\u0643 \u0623\u064a \u0631\u0635\u064a\u062f\u060c \u0648\u0644\u0627 \u064a\u0645\u0643\u0646 \u0627\u0644\u0637\u0639\u0646 \u0641\u064a \u0623\u064a \u0645\u0639\u0627\u0645\u0644\u0629 \u0645\u0634\u0628\u0648\u0647\u0629\u060c \u0648\u0644\u0627 \u0633\u0628\u064a\u0644 \u0642\u0627\u0646\u0648\u0646\u064a\u0627\u064b \u0623\u0645\u0627\u0645 \u0623\u064a \u062c\u0647\u0629 \u062a\u062d\u0643\u064a\u0645.<\/span><\/p>\n

\u00a0<\/span><\/p>\n

\u0627\u0644\u062f\u0631\u0633 \u0627\u0644\u062a\u0627\u0631\u064a\u062e\u064a: \u062d\u064a\u0646 \u064a\u062a\u0643\u0631\u0631 \u0627\u0644\u0633\u064a\u0646\u0627\u0631\u064a\u0648<\/span><\/p>\n

\u0644\u064a\u0628\u064a\u0627 (2014\u20132019): \u0628\u0646\u0643\u0627\u0646 \u0645\u0631\u0643\u0632\u064a\u0627\u0646\u060c \u0639\u0645\u0644\u0629 \u0648\u0627\u062d\u062f\u0629\u060c \u0648\u0625\u0635\u062f\u0627\u0631\u0627\u0646 \u0645\u062a\u0639\u0627\u0631\u0636\u0627\u0646. \u0627\u0644\u0645\u0641\u0627\u0631\u0642\u0629 \u0623\u0646 \u0627\u0644\u0645\u0633\u0627\u0631 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a \u0627\u0644\u0645\u0648\u0627\u0632\u064a \u0646\u062c\u062d \u0641\u064a \u0627\u0633\u062a\u0645\u0631\u0627\u0631 \u0627\u0644\u062d\u064a\u0627\u0629\u060c \u0644\u0643\u0646\u0647 \u0623\u0637\u0627\u0644 \u0627\u0644\u0646\u0632\u0627\u0639 \u0623\u064a\u0636\u0627\u064b \u0644\u0623\u0646 \u0643\u0644 \u0637\u0631\u0641 \u0648\u062c\u062f \u0645\u0627 \u064a\u064f\u0645\u0643\u0651\u0646\u0647 \u0645\u0646 \u0627\u0644\u0627\u0633\u062a\u0645\u0631\u0627\u0631 \u062f\u0648\u0646 \u062d\u0627\u062c\u0629 \u0644\u0644\u062a\u0633\u0648\u064a\u0629.<\/span><\/p>\n

\u0627\u0644\u064a\u0645\u0646 (2016\u2013\u0627\u0644\u0622\u0646): \u0627\u0646\u0642\u0633\u0627\u0645 \u0627\u0644\u0631\u064a\u0627\u0644 \u0628\u064a\u0646 \u0633\u0644\u0637\u062a\u064a\u0646 \u0623\u0641\u0642\u062f\u0647 \u0623\u0643\u062b\u0631 \u0645\u0646 80% \u0645\u0646 \u0642\u064a\u0645\u062a\u0647 \u0641\u064a \u0627\u0644\u0645\u0646\u0627\u0637\u0642 \u0627\u0644\u0623\u0634\u062f \u062a\u0636\u0631\u0631\u0627\u064b.<\/span><\/p>\n

\u0627\u0644\u0635\u0648\u0645\u0627\u0644 (1991\u20132012): \u063a\u064a\u0627\u0628 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0644\u0639\u0642\u0648\u062f \u0623\u0641\u0631\u0632 \u0646\u0638\u0627\u0645 \u062d\u0648\u0627\u0644\u0629 \u0645\u062a\u0637\u0648\u0631\u0627\u064b \u0644\u0644\u063a\u0627\u064a\u0629 \u2014 \u062d\u064a\u0646 \u0639\u0627\u062f\u062a \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0631\u0633\u0645\u064a\u0629\u060c \u0648\u062c\u062f\u062a \u0646\u0641\u0633\u0647\u0627 \u0639\u0627\u062c\u0632\u0629 \u0639\u0646 \u0645\u0646\u0627\u0641\u0633\u062a\u0647 \u0623\u0648 \u0627\u0633\u062a\u064a\u0639\u0627\u0628\u0647.<\/span><\/p>\n

\u0627\u0644\u062e\u0644\u0627\u0635\u0629 \u0627\u0644\u062a\u0627\u0631\u064a\u062e\u064a\u0629: \u0645\u062a\u0648\u0633\u0637 \u0627\u0644\u0648\u0642\u062a \u0627\u0644\u0644\u0627\u0632\u0645 \u0644\u0625\u0639\u0627\u062f\u0629 \u062f\u0645\u062c \u0645\u0646\u0637\u0642\u0629 \u0646\u0632\u0627\u0639 \u0641\u064a \u0627\u0644\u0645\u0646\u0638\u0648\u0645\u0629 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0631\u0633\u0645\u064a\u0629 \u062a\u0631\u0627\u0648\u062d \u062a\u0627\u0631\u064a\u062e\u064a\u0627\u064b \u0628\u064a\u0646 \u062e\u0645\u0633 \u0648\u0639\u0634\u0631 \u0633\u0646\u0648\u0627\u062a \u2014 \u0641\u064a \u0623\u0641\u0636\u0644 \u0627\u0644\u0633\u064a\u0646\u0627\u0631\u064a\u0648\u0647\u0627\u062a.<\/span><\/p>\n

 <\/p>\n

\u00a0<\/span><\/p>\n

\u0627\u0644\u0633\u0624\u0627\u0644 \u0627\u0644\u0645\u062d\u0648\u0631\u064a: \u0645\u0646 \u0623\u064a\u0646 \u062c\u0627\u0621\u062a \u0647\u0630\u0647 \u0627\u0644\u0623\u0648\u0631\u0627\u0642\u061f<\/span><\/p>\n

\u0627\u0644\u0623\u0633\u0626\u0644\u0629 \u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u0623\u062d\u064a\u0627\u0646\u0627\u064b \u0647\u064a \u0627\u0644\u0623\u0643\u062b\u0631 \u0633\u064a\u0627\u0633\u064a\u0629. \u062d\u064a\u0646 \u0628\u062f\u0623\u062a \u0627\u0644\u0623\u0648\u0631\u0627\u0642 \u0627\u0644\u062d\u0627\u0645\u0644\u0629 \u0644\u062a\u0648\u0642\u064a\u0639 \u062c\u0646\u0642\u0648\u0644 \u062a\u062a\u062f\u0627\u0648\u0644 \u0641\u064a \u0623\u0633\u0648\u0627\u0642 \u0646\u064a\u0627\u0644\u0627\u060c \u0641\u064f\u062a\u062d \u0633\u0624\u0627\u0644 \u062c\u0648\u0647\u0631\u064a \u0644\u0645 \u062a\u064f\u062c\u0628 \u0639\u0646\u0647 \u0623\u064a \u062a\u0642\u0627\u0631\u064a\u0631 \u062d\u062a\u0649 \u0627\u0644\u0622\u0646: \u0645\u0646 \u0623\u064a\u0646 \u062d\u0635\u0644\u062a \u0627\u0644\u062c\u0647\u0629 \u0627\u0644\u0645\u064f\u0635\u062f\u0650\u0631\u0629 \u0639\u0644\u0649 \u0647\u0630\u0627 \u0627\u0644\u062a\u0648\u0642\u064a\u0639\u061f \u0648\u0623\u064a\u0646 \u0637\u064f\u0628\u0639\u062a \u0647\u0630\u0647 \u0627\u0644\u0623\u0648\u0631\u0627\u0642\u061f<\/span><\/p>\n

\u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0641\u0646\u064a\u0629 \u0639\u0646 \u0637\u0628\u0627\u0639\u0629 \u0627\u0644\u0639\u0645\u0644\u0629 \u0644\u0627 \u062a\u0642\u0639 \u0641\u064a \u0645\u0643\u062a\u0628 \u0627\u0644\u0645\u062d\u0627\u0641\u0638 \u2014 \u0628\u0644 \u0641\u064a \u0634\u0631\u0643\u0629 \u0645\u0637\u0628\u0639\u0629 \u0627\u0644\u0639\u0645\u0644\u0629 \u0627\u0644\u0633\u0648\u062f\u0627\u0646\u064a\u0629 \u0627\u0644\u0645\u062e\u062a\u0635\u0629 \u0648\u0634\u0631\u0643\u0627\u0621 \u0627\u0644\u0637\u0628\u0627\u0639\u0629 \u0627\u0644\u062f\u0648\u0644\u064a\u064a\u0646. \u0648\u0641\u0626\u0629 \u0627\u0644\u0623\u0644\u0641 \u062c\u0646\u064a\u0647 \u0645\u0646 \u0625\u0635\u062f\u0627\u0631 2022 \u0637\u064f\u0628\u0639 \u062c\u0632\u0621 \u0645\u0646\u0647\u0627 \u0641\u064a \u0627\u0644\u0633\u0648\u062f\u0627\u0646 \u0648\u0627\u0644\u062c\u0632\u0621 \u0627\u0644\u0622\u062e\u0631 \u0641\u064a \u0627\u0644\u062e\u0627\u0631\u062c. \u0648\u0641\u064a \u0636\u0648\u0621 \u0630\u0644\u0643\u060c \u062a\u0628\u0642\u0649 \u0627\u0644\u0627\u062d\u062a\u0645\u0627\u0644\u0627\u062a \u0627\u0644\u0623\u0631\u062c\u062d:<\/span><\/p>\n

\u25c6\u00a0 \u0625\u0639\u0627\u062f\u0629 \u0636\u062e \u0644\u0639\u0645\u0644\u0629 \u0623\u0635\u064a\u0644\u0629 \u0623\u0648 \u0634\u0628\u0647 \u0645\u0643\u062a\u0645\u0644\u0629 \u0645\u0646\u0647\u0648\u0628\u0629 \u0645\u0646 \u0645\u0637\u0628\u0639\u0629 \u0627\u0644\u0639\u0645\u0644\u0629 \u0627\u0644\u0633\u0648\u062f\u0627\u0646\u064a\u0629 \u0641\u064a \u0628\u062f\u0627\u064a\u0629 \u0623\u064a\u0627\u0645 \u0627\u0644\u062d\u0631\u0628\u00a0 \u0625\u0628\u0627\u0646 \u0633\u064a\u0637\u0631\u0629 \u0627\u0644\u062f\u0639\u0645 \u0627\u0644\u0633\u0631\u064a\u0639 \u0639\u0644\u0649 \u0627\u0644\u062e\u0631\u0637\u0648\u0645 \u2014 (\u0627\u062d\u062a\u0645\u0627\u0644\u064a\u0629: \u0645\u0631\u062a\u0641\u0639\u0629)<\/span><\/p>\n

\u25c6\u00a0 \u0627\u0633\u062a\u0646\u0633\u0627\u062e \u0627\u0644\u062a\u0648\u0642\u064a\u0639 \u0631\u0642\u0645\u064a\u0627\u064b \u0645\u0646 \u0625\u0635\u062f\u0627\u0631\u0627\u062a \u0633\u0627\u0628\u0642\u0629 \u0648\u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647 \u0641\u064a \u0637\u0628\u0627\u0639\u0629 \u062c\u062f\u064a\u062f\u0629 \u2014 \u064a\u064f\u0635\u0646\u064e\u0651\u0641 \u0642\u0627\u0646\u0648\u0646\u064a\u0627\u064b \u062a\u0632\u0648\u064a\u0631\u0627\u064b \u2014 (\u0627\u062d\u062a\u0645\u0627\u0644\u064a\u0629: \u0645\u062a\u0648\u0633\u0637\u0629)<\/span><\/p>\n

\u25c6\u00a0 \u0645\u0635\u062f\u0631 \u062b\u0627\u0644\u062b \u0644\u0645 \u064a\u064f\u0643\u0634\u0641 \u0639\u0646\u0647 \u0628\u0639\u062f \u2014 (\u064a\u0633\u062a\u0648\u062c\u0628 \u062a\u062d\u0642\u064a\u0642\u0627\u064b \u0645\u0633\u062a\u0642\u0644\u0627\u064b)<\/span><\/p>\n

\u00a0<\/span><\/p>\n

\u0627\u0644\u0633\u0624\u0627\u0644 \u0627\u0644\u0641\u0627\u0635\u0644: \u0647\u0644 \u0627\u0644\u0623\u0648\u0631\u0627\u0642 \u0627\u0644\u0645\u062a\u062f\u0627\u0648\u0644\u0629 \u0645\u0637\u0627\u0628\u0642\u0629 \u062a\u0645\u0627\u0645\u0627\u064b \u0644\u0625\u0635\u062f\u0627\u0631 \u0645\u0627\u064a\u0648 2022 \u0645\u0646 \u062d\u064a\u062b \u0627\u0644\u0648\u0631\u0642 \u0648\u0627\u0644\u062d\u0628\u0631 \u0648\u0627\u0644\u062e\u0635\u0627\u0626\u0635 \u0627\u0644\u0623\u0645\u0646\u064a\u0629\u061f \u0647\u0630\u0627 \u0627\u0644\u0633\u0624\u0627\u0644 \u0648\u062d\u062f\u0647 \u064a\u064f\u062d\u062f\u062f \u0645\u0627 \u0625\u0630\u0627 \u0643\u0646\u0627 \u0623\u0645\u0627\u0645 \u0625\u0639\u0627\u062f\u0629 \u0636\u062e \u0644\u0639\u0645\u0644\u0629 \u0623\u0635\u064a\u0644\u0629\u060c \u0623\u0648 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u063a\u064a\u0631 \u0645\u0634\u0631\u0648\u0639 \u0644\u062a\u0648\u0642\u064a\u0639 \u0631\u0633\u0645\u064a \u2014 \u0648\u0643\u0644\u0627\u0647\u0645\u0627 \u064a\u0633\u062a\u0648\u062c\u0628 \u062a\u062d\u0642\u064a\u0642\u0627\u064b \u0645\u064a\u062f\u0627\u0646\u064a\u0627\u064b \u0645\u0633\u062a\u0642\u0644\u0627\u064b \u0645\u0646 \u062e\u0628\u0631\u0627\u0621 \u0627\u0644\u0639\u0645\u0644\u0629 \u0641\u064a \u0628\u0646\u0643 \u0627\u0644\u0633\u0648\u062f\u0627\u0646.<\/span><\/p>\n

 <\/p>\n

\u00a0<\/span><\/p>\n

\u0645\u0627 \u0628\u0639\u062f \u0627\u0644\u0646\u0632\u0627\u0639: \u0623\u0631\u0628\u0639 \u0637\u0628\u0642\u0627\u062a \u0645\u0646 \u0627\u0644\u062a\u062d\u062f\u064a\u0627\u062a<\/span><\/p>\n

\u0625\u0639\u0627\u062f\u0629 \u062f\u0645\u062c \u0647\u0630\u0647 \u0627\u0644\u0645\u0646\u0627\u0637\u0642 \u0641\u064a \u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0645\u0635\u0631\u0641\u064a \u0627\u0644\u0633\u0648\u062f\u0627\u0646\u064a \u0644\u064a\u0633\u062a \u0645\u0633\u0623\u0644\u0629 \u0625\u0639\u0627\u062f\u0629 \u0641\u062a\u062d \u0627\u0644\u0641\u0631\u0648\u0639 \u0627\u0644\u0645\u063a\u0644\u0642\u0629 \u2014 \u0628\u0644 \u0647\u064a \u0639\u0645\u0644\u064a\u0629 \u0645\u062a\u0634\u0639\u0628\u0629 \u062a\u0645\u062a\u062f \u0639\u0628\u0631 \u0623\u0631\u0628\u0639 \u0637\u0628\u0642\u0627\u062a \u0645\u062a\u062f\u0627\u062e\u0644\u0629:<\/span><\/p>\n

\u00a0<\/span><\/p>\n

\u0627\u0644\u0623\u0641\u0642 \u0627\u0644\u0632\u0645\u0646\u064a<\/span><\/p>\n

\u0627\u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a<\/span><\/p>\n

\u0637\u0628\u0642\u0629 \u0627\u0644\u062a\u062d\u062f\u064a<\/span><\/p>\n

6\u201318 \u0634\u0647\u0631\u0627\u064b<\/span><\/p>\n

\u0625\u0639\u0627\u062f\u0629 \u062a\u0623\u0647\u064a\u0644 \u0627\u0644\u0645\u0628\u0627\u0646\u064a \u0648\u0634\u0628\u0643\u0627\u062a \u0627\u0644\u0627\u062a\u0635\u0627\u0644\u0627\u062a \u0648\u0627\u0644\u0643\u0647\u0631\u0628\u0627\u0621<\/span><\/p>\n

\u0627\u0644\u0628\u0646\u064a\u0629 \u0627\u0644\u062a\u062d\u062a\u064a\u0629<\/span><\/p>\n

12\u201336 \u0634\u0647\u0631\u0627\u064b<\/span><\/p>\n

\u0628\u0633\u0637 \u0631\u0642\u0627\u0628\u0629 \u0628\u0646\u0643 \u0627\u0644\u0633\u0648\u062f\u0627\u0646\u061b \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0645\u0639 \u0627\u0644\u0639\u0645\u0644\u0629 \u0627\u0644\u062a\u064a \u062a\u0645 \u0636\u062e\u0647\u0627 \u0648\u0628\u0646\u0643 \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644<\/span><\/p>\n

\u0627\u0644\u0633\u064a\u0627\u062f\u0629 \u0627\u0644\u0645\u0624\u0633\u0633\u064a\u0629<\/span><\/p>\n

2\u20135 \u0633\u0646\u0648\u0627\u062a<\/span><\/p>\n

\u0625\u0639\u0627\u062f\u0629 \u0628\u0646\u0627\u0621 \u0627\u0644\u0633\u062c\u0644\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 \u0648\u062a\u0648\u062b\u064a\u0642 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u063a\u064a\u0631 \u0627\u0644\u0631\u0633\u0645\u064a\u0629<\/span><\/p>\n

\u0627\u0644\u0633\u062c\u0644\u0627\u062a \u0648\u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a<\/span><\/p>\n

5\u201310 \u0633\u0646\u0648\u0627\u062a<\/span><\/p>\n

\u062d\u0648\u0627\u0641\u0632 \u0648\u0636\u0645\u0627\u0646\u0627\u062a \u0644\u0644\u0645\u0648\u0627\u0637\u0646 \u0627\u0644\u0630\u064a \u0639\u0627\u0634 \u062e\u0627\u0631\u062c \u0627\u0644\u0645\u0646\u0638\u0648\u0645\u0629 \u0627\u0644\u0631\u0633\u0645\u064a\u0629<\/span><\/p>\n

\u0625\u0639\u0627\u062f\u0629 \u0628\u0646\u0627\u0621 \u0627\u0644\u062b\u0642\u0629<\/span><\/p>\n

\u00a0<\/span><\/p>\n

\u062e\u0627\u0631\u0637\u0629 \u0627\u0644\u0637\u0631\u064a\u0642: \u0645\u0627 \u0627\u0644\u0630\u064a \u064a\u0645\u0643\u0646 \u0641\u0639\u0644\u0647 \u0627\u0644\u0622\u0646\u061f<\/span><\/p>\n

\u0627\u0644\u0645\u0631\u062d\u0644\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 \u2014 \u0641\u0648\u0631\u064a\u0629 (\u0627\u0644\u0623\u0634\u0647\u0631 1\u20133)<\/span><\/p>\n

\u25c6\u00a0 \u0625\u0635\u062f\u0627\u0631 \u062a\u062d\u0630\u064a\u0631\u0627\u062a \u0645\u062e\u0627\u0637\u0631 \u0631\u0633\u0645\u064a\u0629 \u0645\u0646 \u0647\u064a\u0626\u0627\u062a \u0627\u0644\u0631\u0642\u0627\u0628\u0629 \u0641\u064a \u062f\u0648\u0644 \u0627\u0644\u062e\u0644\u064a\u062c \u0648\u0634\u0631\u0642 \u0623\u0641\u0631\u064a\u0642\u064a\u0627.<\/span><\/p>\n

\u25c6\u00a0 \u0641\u062a\u062d \u0646\u0627\u0641\u0630\u0629 \u062d\u0645\u0627\u064a\u0629 \u0644\u0645\u0648\u062f\u0639\u064a \u0628\u0646\u0643 \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644 (90 \u064a\u0648\u0645\u0627\u064b) \u0644\u062a\u0648\u062b\u064a\u0642 \u0645\u0639\u0627\u0645\u0644\u0627\u062a\u0647\u0645 \u0648\u0633\u062d\u0628 \u0623\u0645\u0648\u0627\u0644\u0647\u0645.<\/span><\/p>\n

\u25c6\u00a0 \u0625\u0637\u0644\u0627\u0642 \u0645\u0646\u0635\u0629 USSD \u062a\u062c\u0631\u064a\u0628\u064a\u0629 \u0641\u064a \u0646\u064a\u0627\u0644\u0627 \u0648\u0627\u0644\u0636\u0639\u064a\u0646 \u2014 \u062a\u0639\u0645\u0644 \u0639\u0644\u0649 \u0627\u0644\u0647\u0648\u0627\u062a\u0641 \u0627\u0644\u0639\u0627\u062f\u064a\u0629 \u062f\u0648\u0646 \u0625\u0646\u062a\u0631\u0646\u062a\u060c \u0628\u0627\u0644\u062a\u0646\u0633\u064a\u0642 \u0645\u0639 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0627\u062a\u0635\u0627\u0644\u0627\u062a \u0627\u0644\u0639\u0627\u0645\u0644\u0629 \u0641\u064a \u062f\u0627\u0631\u0641\u0648\u0631.<\/span><\/p>\n

\u25c6\u00a0 \u0625\u0646\u0634\u0627\u0621 \u0633\u062c\u0644 \u0631\u0633\u0645\u064a \u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a \u0628\u0646\u0643 \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644 \u0628\u0627\u0644\u062a\u0646\u0633\u064a\u0642 \u0645\u0639 \u0641\u0631\u0642 \u0627\u0644\u0627\u0633\u062a\u062c\u0627\u0628\u0629 \u0627\u0644\u0625\u0646\u0633\u0627\u0646\u064a\u0629.<\/span><\/p>\n

\u0627\u0644\u0645\u0631\u062d\u0644\u0629 \u0627\u0644\u062b\u0627\u0646\u064a\u0629 \u2014 \u0628\u0646\u0627\u0621 \u0645\u0624\u0633\u0633\u064a (\u0627\u0644\u0623\u0634\u0647\u0631 4\u201312)<\/span><\/p>\n

\u25c6\u00a0 \u062a\u0623\u0633\u064a\u0633 \u0648\u062d\u062f\u0629 \u0631\u0642\u0627\u0628\u0629 \u0645\u0627\u0644\u064a\u0629 \u0627\u0646\u062a\u0642\u0627\u0644\u064a\u0629 \u0628\u0625\u0634\u0631\u0627\u0641 \u0645\u0634\u062a\u0631\u0643 \u0628\u064a\u0646 \u0628\u0646\u0643 \u0627\u0644\u0633\u0648\u062f\u0627\u0646 \u0648\u0645\u0645\u062b\u0644 \u062f\u0648\u0644\u064a \u0645\u0639\u062a\u0645\u062f.<\/span><\/p>\n

\u25c6\u00a0 \u062a\u0637\u0648\u064a\u0631 \u0645\u0646\u0638\u0648\u0645\u0629 \u062a\u062d\u0642\u0642 \u0645\u0628\u0633\u064e\u0651\u0637\u0629 \u062a\u0639\u062a\u0645\u062f \u0627\u0644\u062a\u062d\u0642\u0642 \u0627\u0644\u0647\u0627\u062a\u0641\u064a \u0648\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0647\u0648\u064a\u0629 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629.<\/span><\/p>\n

\u25c6\u00a0 \u062a\u0641\u0639\u064a\u0644 \u0625\u0637\u0627\u0631 \u0636\u0645\u0627\u0646 \u0648\u062f\u0627\u0626\u0639 \u0637\u0627\u0631\u0626 \u0644\u0627 \u064a\u062a\u062c\u0627\u0648\u0632 2000 \u062f\u0648\u0644\u0627\u0631 \u0644\u0643\u0644 \u0645\u0648\u062f\u0639 \u0628\u062a\u0645\u0648\u064a\u0644 \u062f\u0648\u0644\u064a \u0645\u0634\u062a\u0631\u0643.<\/span><\/p>\n

\u25c6\u00a0 \u0648\u0636\u0639 \u0633\u0642\u0641 \u0623\u0639\u0644\u0649 \u0644\u0644\u0639\u0645\u0648\u0644\u0627\u062a \u0639\u0644\u0649 \u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0641\u064a \u0645\u0646\u0627\u0637\u0642 \u0627\u0644\u0646\u0632\u0627\u0639 \u0644\u0627 \u064a\u062a\u062c\u0627\u0648\u0632 5%.<\/span><\/p>\n

\u0627\u0644\u0645\u0631\u062d\u0644\u0629 \u0627\u0644\u062b\u0627\u0644\u062b\u0629 \u2014 \u062f\u0645\u062c \u0648\u062a\u0639\u0627\u0641\u064d (\u0645\u0627 \u0628\u0639\u062f \u0648\u0642\u0641 \u0625\u0637\u0644\u0627\u0642 \u0627\u0644\u0646\u0627\u0631)<\/span><\/p>\n

\u25c6\u00a0 \u062f\u0645\u062c \u0627\u0644\u0645\u0646\u0635\u0629 \u0627\u0644\u0627\u0646\u062a\u0642\u0627\u0644\u064a\u0629 \u0641\u064a \u0645\u0646\u0638\u0648\u0645\u0629 \u0628\u0646\u0643 \u0627\u0644\u0633\u0648\u062f\u0627\u0646 \u0645\u0639 \u0627\u0646\u062a\u0642\u0627\u0644 \u0642\u0627\u0639\u062f\u0629 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u0648\u0627\u0644\u0633\u062c\u0644\u0627\u062a \u0643\u0627\u0645\u0644\u0629\u064b.<\/span><\/p>\n

\u25c6\u00a0 \u0628\u0631\u0648\u062a\u0648\u0643\u0648\u0644 \u0648\u0627\u0636\u062d \u0644\u0644\u062a\u0639\u0627\u0645\u0644 \u0645\u0639 \u0627\u0644\u0639\u0645\u0644\u0629 \u0627\u0644\u062a\u064a \u062a\u0645 \u0636\u062e\u0647\u0627: \u0633\u062d\u0628 \u0623\u0648 \u0627\u0633\u062a\u0628\u062f\u0627\u0644 \u0623\u0648 \u0627\u0639\u062a\u0631\u0627\u0641 \u0645\u0624\u0642\u062a \u2014 \u0645\u0639 \u0625\u062e\u0636\u0627\u0639 \u0645\u0635\u062f\u0631\u0647\u0627 \u0644\u062a\u062d\u0642\u064a\u0642 \u0645\u0633\u062a\u0642\u0644.<\/span><\/p>\n

\u25c6\u00a0 \u0645\u0631\u0627\u062c\u0639\u0629 \u0627\u0644\u0648\u0636\u0639 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a \u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644 \u0641\u064a \u0625\u0637\u0627\u0631 \u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0648\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0625\u0631\u0647\u0627\u0628 (AML\/CFT).<\/span><\/p>\n

\u00a0<\/span><\/p>\n

\u062e\u0627\u062a\u0645\u0629: \u0645\u0627 \u064a\u0641\u0631\u0642\u0647 \u0627\u0644\u0633\u0644\u0627\u062d \u0642\u062f \u062a\u062c\u0645\u0639\u0647 \u0627\u0644\u0645\u0635\u0627\u0644\u062d<\/span><\/p>\n

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\u0639\u0646 \u0627\u0644\u0643\u0627\u062a\u0628<\/span><\/p>\n

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\u0644\u0644\u062a\u0648\u0627\u0635\u0644: O.sidahmed09@gmail.com<\/span><\/p>\n

\u0639\u0645\u0631 \u0633\u064a\u062f \u0627\u062d\u0645\u062f\u00a0 |\u00a0 \u0628\u0627\u062d\u062b \u0641\u064a \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0633\u064a\u0627\u0633\u064a \u0627\u0644\u0633\u0648\u062f\u0627\u0646\u064a\u00a0 |\u00a0 O.sidahmed09@gmail.com<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

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